A property and casualty insurance license will enable you to sell homeowners, auto, and business insurance policies to individuals and businesses. Briefly, P&C insurance covers the things that you own. It is also to protect you from legal issues in the event found legally responsible for accidents that cause injury to people or property.
Working as an individual agent or with a branded or established agency will give you the opportunity for a profitable income as a licensed property and casualty agent. A license is required in most states to sell property and casualty insurance and you will need to know the regulations for your state when preparing for your exam.
You must pass a state exam to sell property and casualty insurance policies if required by your state. An online pre-licensing course will give you all that you need to learn what you need to know to pass the exam. Using a variety of teaching methods that include text-based learning, teaching videos, online tutorials, customer support, and sample questions and exam practice.
The combination of teaching methods gives you everything you need to know to pass the exam for property and casualty insurance sales.
What you can sell as a Property and Casualty Insurance Agent
A P&C license opens the door to a number of insurance products. They include:
- Personal and commercial auto insurance
- Insurance for power sports vehicles ( e.g., motorcycles, jet skis, boats)
- Homeowners insurance
- Condominium insurance
- Renters insurance
- Insurance for Landlords
- Commercial property insurance
- Commercial general liability insurance (CGL)
- Professional Liability insurance (aka E&O, D&O)
- Workers compensation insurance
With this number of different policies available, you will have the choice to sell a few, or all of them to individuals and businesses in your area.
Requirements for a Property and Casualty Insurance License
Many states have pre-licensing requirements in order to take a state exam and the requirements vary by state. With exam prep for your state, you will have the information you need to you pass your test, the first time. Once you pass the exam, you will be issued a license. When you receive it, you can go to work selling insurance.
Give your Career a Boost
Whether you are currently licensed to sell other varieties of insurance, such as life or health, or are getting into the insurance industry for the first time, a property and casualty insurance license will give you a large line of products to offer your customers. Are you ready? Then get prepared and take your exam for property and casualty insurance.